How To Choose International Health Plans

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Health insurance is an expense that, in most modern countries is widely defined, both in the public and private sectors, which means that it is relatively simple to choose a plan that fits your personal lifestyle and income level. However, these health plans usually only cover local incidents, and do not provide support for anyone outside of their jurisdiction.

 

Travel health

In these cases, and in cases where an individual is a frequent traveller (for instance a business person or athlete), one of the only options available, which is to make use of an International Private Medical Insurance Plan (IPMI) may be too expensive on the face of it, or it may simply not be worth their while to justify paying it.

 

However, in order to make it as affordable as possible, you, as an individual should recognize the risks that you may face in any particular region and plan accordingly. By doing this, you can evaluate which types of cover are necessary, and increase your chances of getting a lower plan, or paying only for essential cover.

 

For instance, if you’re travelling through a country for a period of one or two days, it may be unfeasible to justify paying for medial insurance, and easier and more affordable, if anything should happen, to pay for any medical attention in cash (unless of course the circumstances do not allow, or the sum is simply too high).

 

In many places, it is also an option to select health insurance on a short-term period, which would be ideal for tourists, as well as short and medium term visitors. These packages may be more expensive, and are only feasible if you’re not a frequent traveller (or if you travel frequently, and can afford to pay inflated amounts for short periods).

 

Healthshare South Africa is one of the most successful hospital and pharmaceutical management service providers in the country, and forms part of the larger Healthshare group, which provides quality services throughout the African continent.

 

To find out more about Healthshare SA’s portfolio and how to have Healthshare manage your hospital/pharmacy/training program, visit the Healthshare website, or send an e-mail to info@www.healthshare.co.za for further info.

 

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